I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

A Roth IRA can be accessed anytime for any reason and is tax- and penalty-free. With the Secure Act, a Roth IRA can continue ...

if you have pre-tax money in your traditional IRA, you may not be able to move it into a Roth account. This is due to the IRS’s pro-rata rule. And even if this doesn’t apply, the conversion ...

There's still every reason to make the most of every dollar at this later stage of life, and you've got plenty of ways to continue doing so.

But the IRS doesn't treat these funds exactly the same as contributions you make directly to a Roth IRA. Conversions are subject to a five-year rule. This rule enables you to withdraw your ...

How do I plan my withdrawals in a way that minimizes taxes? You can start taking money from your 401(k) penalty-free at a ...

President Trump has said he wants to shut down the U.S. Education Department completely, and half of the department's workers have already been laid off. But it turns out that most of what the ...

Spring cleaning is therapeutic and stops costly problems from building up around the home. Why not tackle the dusty corners ...

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.