I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

if you have pre-tax money in your traditional IRA, you may not be able to move it into a Roth account. This is due to the IRS’s pro-rata rule. And even if this doesn’t apply, the conversion ...

Understanding IRA contribution limits, tax implications, and withdrawal rules will help you ... to transfer untaxed dollars to a Roth IRA with a Roth IRA conversion. But you’ll likely have ...

The five-year rule for Roth IRA conversions. The five-year rule for inherited Roth IRAs. Consequences for breaking the five-year rule. Exceptions to the five-year rule. After opening and ...

There's still every reason to make the most of every dollar at this later stage of life, and you've got plenty of ways to continue doing so.

But the IRS doesn't treat these funds exactly the same as contributions you make directly to a Roth IRA. Conversions are subject to a five-year rule. This rule enables you to withdraw your ...

There is a five-year rule that specifically applies to Roth conversions. There are three different versions of the five-year rule, each based on how you fund or receive your Roth portfolio. 1 ...