Putting too much money into your IRA or withdrawing more than allowed can trigger penalties. If you contribute more than the ...

Should you switch from pre-tax IRA contributions to Roth contributions? Imagine that you’re steadily contributing to a ...

Dear Ruminating, You cannot put the RMD in a Roth IRA or any other type of retirement account like another IRA, a 401(k), or 403(b). The funds sent to you can go in any type of no ...

For many of us, our adult lives are spent saving money for retirement. In fact, several of my clients have recently shared ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

The IRS released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.

If you're in early retirement - or close to it - you don't want to gloss over the announcement of new tax brackets for 2026 as next year's problem. While there's not much surprise to the numbers, ...

The IRS has released the new income limits for federal income tax brackets for the tax year 2026. The brackets you fall into determine how much you owe at tax time. For 2025 returns, which will be ...

Called “Rethinking Roth Conversions in 2025: Navigating New Tax Laws and Opportunities," and sponsored by Leimberg Information Services, the webinar delved into how the bill President Trump signed ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We're a few months away from paying away all high-interest debt, and when that happens, we'll be focusing ...

The final three months of this year is a critical window of opportunity that could significantly reduce the total amount of ...

With hundreds of provisions, the recently enacted One Big Beautiful Bill Act is certainly big. That being said, it’s not exactly the SECURE 3.0 Act, either. For instance, it doesn’t contain any direct ...