Curious if a Roth conversion might boost your Social Security benefits? Here’s the reality: while converting to a Roth IRA ...

A retiree planning to spend 4% a year from an IRA, for example, might hold two years’ worth of those planned withdrawals in cash (8% of the total portfolio ... are holding Roth IRAs earmarked ...

Whether your goal is early retirement or lifelong financial freedom, here are six steps to help you create your forever portfolio, including choosing the right investment account, hiring a financial ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

For high-income earners, including physicians, getting funds directly into a Roth IRA or other after-tax accounts can be a ...

There's no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with smart financial planning you can reduce the impact of those taxes. A ...

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

A Roth conversion is when you roll money over from a pre-tax portfolio into a ... in any amount. For example, say you have $845,000 in a traditional IRA. You could convert up to the entire amount ...

For people who are funding an IRA, one of your first decisions is, “OK, do I do a traditional IRA or do I do a Roth IRA ... So, for the 2025 tax year, for example, you can fund that IRA ...