Thanks to its tax benefits, your IRA can be a powerful tool to optimize your portfolio. Why it matters: Investment firms often see a big influx of new contributions into individual retirement accounts ...

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

For many retirees, taxes don’t disappear once the paychecks stop; they simply change form. Withdrawals from retirement ...

Retirement may have once felt like a far-off prospect, but there are several strategies to make up for lost time if you ...

Want to become a millionaire by 40? Build these financial habits in your 20s and 30s, from automating your Roth IRA to strategic job changes.

This article discusses the best Vanguard funds to consider for your IRA.

Good investors know patience is a virtue. Read more about building a diversified, resilient retirement income portfolio with ...

The ideal long-term buy-and-hold ETF consists of broad market coverage and an ultra-low expense ratio.

GPIQ uses an active 38.5% call strategy for upside growth, while QYLD leads in stagnant markets. Find out why GPIQ ETF is a buy.

You might think you're taking a risk, but the risk of avoiding stocks is even greater.

Most states don’t tax Social Security, but rules vary in the 8 that do. Get up-to-date exemptions, thresholds and new ...

How much belongs in a CD? Enough to beat inflation, not so much you're stuck paying penalties. Here's what the experts say.