A spousal IRA isn’t a unique type of IRA or a joint account, but instead it is a separate IRA opened and owned in the name of the nonworking or low-income earning spouse. This w ...

These ceilings apply to all IRAs held, Roth and Traditional combined. In concrete terms, you cannot contribute $7,000 to a ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Regardless of age, a ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

My Oak Partners practice is a useful source of inspiration for the column, serving such a wide variety of investors and families with unique planning needs, I figure if I ...

Serenity Wealth Management Logo Savers might pay more taxes in retirement than they think. Here is why, and what can be done about it.

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

I want to do a Roth conversion from my traditional IRA in the amount of $250,000. It’s my understanding that I have to pay ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you love.

Tax season is an excellent time to review your Roth IRA strategy. For me, this means making contributions as early in the calendar year as I can. Here are key contribution guidelines to know about ...