A lot of people have no choice but to work until their late 60s or even beyond due to a lack of savings. But if you’ve saved ...

Bill Bengen, the creator of the 4% rule, shared eight customizable elements every retiree should consider when creating a ...

The 4% Withdrawal Rule for retirement funds celebrated its 30th anniversary this past October. Financial advice professionals have used it as a benchmark for advising their clients in scheduling ...

Early withdrawals. Those who want to take money out of their 401 (k) account before age 59 1/2 for other reasons may be ...

It may be time to give the 4% rule an upgrade. Retirement planners have used the popular guideline for their retirement withdrawal rates ... talk about using what, 55% stocks, 40% bonds, and ...

Hardship withdrawals let savers tap their retirement funds early for an ... reduce your retirement savings. What is the rule of 55 and should you use it? For those reasons, hardship withdrawals ...

He introduced the 4% rule, which suggests that retirees can safely withdraw 4% of their portfolio in the first year of retirement and then adjust that amount annually for inflation. This strategy ...