Stashing instead of spending your tax refund could earn you 4% to 5% right now. Here’s how savings accounts and CDs can help you grow it safely.

U.S. credit card debt hit $1.28 trillion in 2025, with average interest rates exceeding 23.5%. Building a $500–$1,000 emergency fund can prevent setbacks during unexpected expenses. Use the debt ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for ...