Responding to a recent call from a financial advisor in Ohio, the ERISA consultants at the Retirement Learning Center (RLC) address a question on SIMPLE IRA catch-up contribution limits.

An IRA is a tax-advantaged retirement savings account. Learn about the types of IRAs and their advantages to help you decide whether an IRA is right for you.

Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

A Roth IRA, or individual retirement account, is a tax-advantaged savings plan designed for retirement. Unlike ...

Contributions to a traditional IRA may be tax-deductible. Taxes are paid upon withdrawal of funds, typically during retirement. Early withdrawals may be subject to penalties, with some exceptions.

The deadline for certain individuals to begin receiving required minimum distributions (RMDs) is fast approaching. That day is April 1 — but the IRS is not fooling.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Financial planners make changes to their own financial plans each year — and sometimes that means temporarily easing up on ...

Real estate investing through a self-directed IRA allows you to diversify your retirement and invest in something you know, ...

How do I plan my withdrawals in a way that minimizes taxes? You can start taking money from your 401(k) penalty-free at a ...

Yet, many people in their 50s don’t plan for this. They focus solely on the financial aspects of retirement and forget to ...