Retirement planning ultimately boils down to a simple equation: the more saved, the sooner financial independence becomes ...

You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...

Everybody hates being told what to do, and retirement investors hate it even more when being told what to do comes with a ...

Sound appealing? Here’s how to open a Roth IRA in five simple steps. Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to ...

Maximize your tax refund with strategies like adjusting your withholding, contributing to retirement accounts, taking ...

Retirement is often portrayed as the time when you can finally put your feet up, travel, spend time with family, or dive into ...

If you’re younger than 59 ½, you’ll incur a 10% penalty by tapping into your retirement account early. These penalties apply to traditional IRAs and SEP, SIMPLE IRA, and SARSEP plans.

I am a 75-year-old widower with no kids and I’m still working part time making about $3,500/month. I stuff away $2,000/month ...

A financial windfall is a terrible thing to waste. Of course, it’s a heck of a lot easier to spend money you didn’t have to ...

The 2023 "Today's Retirement Crisis" study based on a 2016 survey highlights a surprising statistic — 42% of Americans are ...

Contributions to a Roth 401(K) or IRA, meanwhile, are money that has already ... But it just makes everything way more simple if you just have as much as possible in a Roth account.