“I’m 61 years old, single and still have a job.” ...

.A Roth IRA conversion can offer tax-free growth and withdrawals, but it requires careful planning to avoid tax pitfalls and ...

A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical ...

1. Decide whether to make traditional or Roth IRA contributions. 2. Make IRA contributions on behalf of the nonearning spouse. 3. Use new IRA contributions to address portfolio problem spots. 4. Take ...

In 2025, workers 50 and older were allowed to make a $7,500 catch-up contribution to their 401 (k) plans. This year, though, ...

Under current SECURE 2.0 regulations, employers can automatically roll over "left-behind" accounts with balances under $7,000 into Safe Harbor IRAs. These accounts are often parked in cash-equivalent ...

The average 401(k) balance between the ages of 45 and 54 is about $189,000, according to Vanguard. How do your savings ...

While there's no-size-fits-all strategy, doing Roth conversions, continuing to work, and strategizing withdrawals from accounts can help you lower your RMDs.

Setting up a 401(k) comes with costs and considerations, but experts say it's the best choice, especially for employers ...

I’m usually quick about making decisions and often fall back on the tried-and-true. Some people are optimizers, carefully ...

Both a HSA and a 401(k) are for tax-advantaged savings—the former for health expenses only, and the latter for retirement.