The average payout for Social Security isn't enough to secure your future -- and is expected to get even smaller by 2034.

Imagine losing nearly a quarter of your monthly income just as you’re about to retire. That’s the reality millions of ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

The Roth IRA is an Individual Retirement Account created in the United States in 1997. Unlike the Traditional IRA, which ...

The decision isn't as simple as an either-or choice.

I’m 57 and have a retirement account with my employer. I contribute almost 20% every two weeks — roughly 14% to my 401 (k) and 6% to a Roth through payroll deductions.

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Parents can contribute up to $5,000 per year per kid into a Trump Account. This figure will be indexed to inflation starting ...

Question: “I want to save more money on my taxes. My wife and I have W2 incomes, no kids and no dependents. I have invested in a 401 (k), HSA and Roth IRA. What other ways can we save on taxes ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a secure financial future.