The average payout for Social Security isn't enough to secure your future -- and is expected to get even smaller by 2034.

Imagine losing nearly a quarter of your monthly income just as you’re about to retire. That’s the reality millions of ...

The Roth IRA is an Individual Retirement Account created in the United States in 1997. Unlike the Traditional IRA, which ...

I’m 57 and have a retirement account with my employer. I contribute almost 20% every two weeks — roughly 14% to my 401 (k) and 6% to a Roth through payroll deductions.

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Question: “I want to save more money on my taxes. My wife and I have W2 incomes, no kids and no dependents. I have invested in a 401 (k), HSA and Roth IRA. What other ways can we save on taxes ...

The IRS has announced updates to the income phase-out ranges for IRA contributions in 2025, affecting eligibility for both traditional and Roth IRAs. As prices increase, these changes help keep ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

With clear goals, focused saving, and smart strategies, freelancers can take control of their retirement planning and build a secure financial future.

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...