Vanguard's study shows only 42% of Americans can maintain their lifestyle post-retirement. Discover the key factors affecting ...

New research shows Gen Z and millennials are more likely than baby boomers to be retirement-ready, though each generation ...

The majority of Americans won’t have enough money to retire and maintain their current lifestyle, forcing them to either cut ...

That said, based on its most recent report, Vanguard puts the average 401 (k) balance among savers today at $148,153. The median 401 (k) balance, however, is only $38,176.

For many of those baby boomers and Gen Xers nearing retirement, unlocking home equity may be a viable strategy to help make ...

Workers with access to a defined contribution plan are twice as likely to reach their retirement goals as those without.

The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows.

If all workers had access to a defined contribution plan, retirement readiness would rise to 61%, according to Vanguard ...

Vanguard’s annual America Saves report shows an uptick of Roth 401(k) use both in terms of availability and participant use. Post-tax Roth options are steadily increasing in 401(k) retirement saving, ...

SECURE 2.0 Act reqiures workers earning $145K or more to use Roth accounts for catch-up contributions starting 2026.

Generation Z and millennials have had greater access to improved retirement savings accounts, making it easier for them to ...