An advisor may suggest that Joan minimize her RMDs by lowering the balance of the relevant account. For example, she could pursue a conversion strategy that would pull funds out of her traditional IRA ...

With trillions sitting in old workplace plans and small accounts often defaulting to cash IRAs, Roth dollars appear to be the ...

Learn what a mega backdoor Roth IRA is, how it works and who can use it to contribute more to retirement savings beyond standard limits. Read on for more: ...

A network of plan administrators helps small 401(k) accounts rolled into IRAs find their way to a worker's next workplace plan — unless it's Roth money.

When you die and ownership of your retirement accounts transfer to beneficiaries, they may have to pay high taxes. Here's how ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an IRA, or moving it to a new employer’s 401(k).

Smart investing can quietly trigger higher taxes. Learn which common habits drive surprise tax bills and how to avoid costly ...

Vanguard Research shows many Americans aren't taking their required minimum distributions. Close to 7% of Vanguard investors missed their RMDs in 2024. The average penalty for missed RMDs was over ...

New data from Vanguard and Fidelity reveal a split picture of American retirement savings ...

Medicare's skilled nursing care coverage is limited — here's what you can do to prepare for the extra expense.

Florida’s college-savings playbook: prepaid vs. the best 529 plans in America College costs never pause. At Florida public universities, tuition rises about 3–4 percent a year—small bumps that ...