Your instincts are right to consider an alternative to transferring your husband’s accounts into yours. You should still ...

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The advocates for changes to RRIFs lament that seniors are forced to deplete their savings, requiring them to pay tax ...

A non-registered account, on the other hand, doesn’t offer any tax advantages: All the investment income is taxable. Still, ...

CPP and OAS alone won’t fund the retirement most Canadians expect — but an RRSP can. By calculating what you’ll truly need, ...

As we can see, the value of non-registered investment ($2,083) after-tax, is worth less than the value of the RRSP ($2,100), meaning your RRSP has effectively given you a tax-free return of $100 (five ...

January is the perfect time to sanity-check your RRSP at 70, because the “typical” balance is closer to the median than the misleading average.

Pension income splitting allows Canadian couples to allocate up to 50% of eligible pension income from the higher-earning ...

Learn how strategic RRIF withdrawals can save your heirs thousands in taxes. The Escarpment Advisory Group explains this ...

As a refresher, within a TFSA, you have the flexibility to invest in similar securities as you would in your Registered ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

The US Treasury asked major philanthropic donors to contribute to new investment accounts for children Wednesday as part of what Secretary Scott Bessent called a “50 State Challenge” to raise funds ...