Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

Also: A look ahead as the S&P 500 returns to setting record highs; how to decide on a Roth IRA conversion; and more pointed ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

An IRA portfolio is not limited to US stock markets, Bonds and Gold. For those wishing to increase the resilience and growth ...

My wife and I are 67 and 62, respectively. We own our apartment valued at $825,000. I also own an apartment with our only ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

A Roth IRA is a retirement account invested in the market where you pay taxes upfront by contributing after-tax dollars, and later in retirement, your withdrawals are tax-free ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...