Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs ...

A self-directed IRA (SDIRA) is a type of individual retirement account that holds alternative assets such as real estate, commodities, tax liens, private equity placements, and limited partnerships.

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

You can start this week. A traditional IRA (short for “individual retirement account”) is a tax-advantaged savings account that allows for tax deductions on contributions. However, withdrawals ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Secure your future after service with Navy Federal Credit Union—the sooner you start, the stronger you retire!

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.