Washington, D.C. – Today, the OCC issued a final rule implementing the GENIUS Act, which establishes a regulatory framework for payment stablecoins. The GENIUS Act prohibits issuers from paying yield ...

The Bank Policy Institute [1] is writing in response to the notice of proposed rulemaking issued by the U.S. Department of the Treasury regarding the implementation of Section 3 of the Guiding and ...

In a speech on Wednesday, Federal Reserve Vice Chair for Supervision Michelle Bowman highlighted recent supervision restructuring efforts and takeaways from the independent review of Silicon Valley ...

BPI issued the following statement regarding an OCC report that was released today on access to banking services. “The ...

Press Charters BPI Statement on Litigation Over National Trust Bank Charters Sam Fabens October 3, 2026 Washington, D.C. – BPI Executive Vice President & Co-Head of Regulatory Affairs, Paige Pidano ...

Fed’s Bowman Announces Supervision Revamp, Tailoring Update In remarks this week, Federal Reserve Vice Chair for Supervision ...

The GENIUS Act of 2025 provides a legal framework for payment stablecoins. [1] Among its provisions, the Act requires payment stablecoins to be backed by short-term safe assets and prohibits issuers ...

This note explores developments in payment systems, and in particular efforts to use distributed ledger technology to make payments more efficient and speedy. Three strong incentives motivate firms to ...

Washington, D.C. – FDIC and OCC proposals to modernize rules on disclosure of confidential supervisory information would bring welcome flexibility, but targeted changes would further strengthen the ...

This paper demonstrates how adoption of instant payment systems may change banks’ balance sheet composition. The analysis compares German savings banks, which adopted instant payments starting in July ...

The Bank Policy Institute [1] is submitting this comment letter on the proposal issued by the OCC to revise its disclosure framework concerning non-public OCC information. [2] We support the OCC’s ...

Maintaining appropriate confidentiality of supervisory information is important, but the current rules are not well calibrated to that goal. Indeed, as the proposal acknowledges, there are occasions ...