Retirement usually comes with dreams of sleeping in, traveling more, or at the very least never answering another "quick ...

A 45-year-old software engineer earning $250,000 already maxes the 401(k), captures the full employer match, and quietly funnels another $7,500 through a backdoor Roth IRA. Cash still piles up in a ...

A 60-year-old caller named Sue wrote into the Retirement Answer Man podcast with a question that might sound mundane but ranks among the most consequential decisions a pre-retiree can make. She and ...

Picture a dual-income couple with combined wages well into the high six figures. They already max the 401(k). Their employer offers a high-deductible health plan, and they keep choosing the ...

A married couple in their early 60s with $2.0 million in traditional 401(k)s, $300,000 in a brokerage account, and no Roth balances walks into retirement looking wealthy. The problem is that the IRS ...

Drawing $40,000 from 401(k) before RMDs at age 73 costs $74,000 less tax than conventional drawdown. Withdraw from pre-RMD 401(k) in 12% bracket window before age 73, not after. A 66-year-old single ...

$72,000 IRS 415(c) limit minus $39,000 employer funding leaves $33,000 after-tax Roth headroom yearly. Verify plan SPD explicitly permits after-tax contributions and in-plan Roth conversions before ...

You can claim Social Security as early as age 62, but doing so will reduce your monthly benefits permanently. If you were b ...

My retirement projections indicate that I will receive a one-third lump sum of R2.2 million before tax. To supplement my guaranteed life annuity, would it be prudent to invest R1 million in South ...

Women tend to have lower balances in retirement accounts than men, across most income bands, according to Vanguard.

The IRS has increased the amount you can contribute to your retirement accounts in 2026. You can now contribute up to $24,500 to your 401(k) plan, up from $23,500 in 2025, and up to $7,500 to your ...