Graduation is only the beginning. Learn the financial basics every new graduate should understand before their first paycheck ...

A 58-year-old woman who divorced in 2010 walks into retirement planning with what looks like a straightforward task. Her ex-husband’s 401(k) was split in the divorce through a Qualified Domestic ...

Between us, we have only modest superannuation of about $150,000 because our main retirement asset has been an investment ...

My retirement projections indicate that I will receive a one-third lump sum of R2.2 million before tax. To supplement my guaranteed life annuity, would it be prudent to invest R1 million in South ...

NASCAR champion Kyle Busch settled an $8.5 million lawsuit against Pacific Life Insurance months before his death.

A mega backdoor Roth conversion helps high earners shield future portfolio growth from taxation. Here's how it works.

A 58-year-old earning $280,000 a year has already maxed their pre-tax 401(k) deferral. What most do not know is that their plan may allow them to contribute an additional $47,500 per year in after-tax ...

Converting $77,000 yearly at 13.5% costs $124,700 tax; RMDs after age 73 face 22-24% rates on $4M balance. Execute conversions before age 63 to avoid Medicare IRMAA surcharges; fund taxes from ...

A married couple in their early 60s with $2.0 million in traditional 401(k)s, $300,000 in a brokerage account, and no Roth balances walks into retirement looking wealthy. The problem is that the IRS ...

Learn about pretax contributions, their tax advantages, and how they can defer taxes until retirement, lowering your taxable ...

The tax consequences of 401(k) rollovers depend on the option you pick Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the ...

A federal income tax bracket determines a taxpayer's tax rate. There are seven tax rates for the 2025 tax season: 10%, 12%, ...