Those who contribute to workplace 401(k)s must know the rules for 401(k) required minimum distributions, or RMDs, since RMD rules mandate that accountholders begin withdrawing money at age 73 ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Companies commonly match a percentage of the employee's contribution and add it to the 401(k) account. For those who invest in a plan, there are withdrawal rules if you want to take money out ...

and tax-free withdrawals that make it a valuable retirement planning tool. Navigating its withdrawal rules can seem complex, but with an understanding of qualifying and non-qualifying ...

depending on plan rules. You can transfer it to a new employer plan. You can roll it over into an individual Roth IRA. You can take a lump-sum cash distribution. If you leave your job, you may be able ...

The Women's Retirement Protection Act (WRPA) would prevent spouses from raiding their partners' 401(k) accounts.

A crucial aspect of these legislative changes is the impact on trusts named as beneficiaries of retirement accounts. This ...

Knowing your 401(k) payback rules will help you avoid penalties ... schedule may result in the loan being classified as a distribution, subjecting it to income tax and potentially early withdrawal ...

The specific rules and eligibility surrounding an in-service distribution can vary depending on the retirement plan and the employer’s policies, but most 401(k) retirement accounts don’t allow ...

Companies are not required to have 401(k) or 403(b) plans that allow for penalty-free withdrawals starting at age 55. If your employer does offer rule of 55 distributions, they may have rules ...

The Required Minimum Distribution is one of the most frustrating aspects in the financial arena and arguably one of the least ...