The IRS has a say in how much you withdraw from your retirement. Here's what that means for a $400,000 balance.

Financial planning data shows that an early retiree with this exact asset mix sits in an incredibly strong position to ...

On the June 13, 2024 episode of Women & Money, a listener named Peggy asked what plenty of pre-retirees feel but never say out loud. “I’ve been watching and listening for over 10 years. But I’m ...

RMDs can get expensive in some sneaky ways. Here's how it can affect your Medicare surcharges if you aren't careful.

On a recent episode of Thoughtful Money with Adam Taggart, financial planner Julia Lembcke described what she sees across ...

It's easy to worry more about the matter than is merited, especially if you're just going to leave this money invested in the market anyway.

Picture a 73-year-old widow who retired at 66, lives on Social Security plus modest portfolio withdrawals, and has watched ...

Have $100,000 saved in a retirement account? Here's how much you'll be expected to withdraw annually.

Picture a 55-year-old earning $400,000 with $1.5 million in a traditional 401(k). The plan’s summary plan description allows ...

Your RMD could be the first domino in a chain that leads to fewer Social Security benefits.

Maxing out your 401(k) isn't always the right move. Learn when stopping contributions could save you money in retirement ...

Use SmartAsset's RMD calculator to see what your required minimum distributions look like now and in the future. Enter your retirement account balance at the end of the previous year, your age and the ...