Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

Each type has its advantages and drawbacks. You might prefer a traditional 401 (k) if you're in a high tax bracket now and you expect your expenses to drop significantly in retirement. But if you ...

See the average retirement savings of 75-year-old Americans, how it compares to the median, and what it means for making your money last in retirement.

Is 401k included in net worth calculation? Discover how retirement accounts impact your wealth calculation. Click to enhance ...

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially ...

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On ...

Roth IRA vs. 401k: Which is the better investment for your future? Shane Hummus breaks down these retirement plans to help ...

Even when money is tight, there are ways you can save, invest, and start building wealth. Learn how to start investing even when your budget is small.

"My daughter is getting married next year and will try to get pregnant immediately." (Photo subject is a model.) I am 59 years old. For the past four years, my income has been the highest it has ever ...

Your 401(k) catch-up contribution may feel pricier in 2026 as Roth rules expand. Learn what changed and how to adjust fast.

Semi-retirement may work when portfolios cover most living costs and flexible work bridges the remaining income gap. Find out ...

A report from the National Institute on Retirement Security shows startling numbers for Americans' retirement savings.