Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Firm Introduces Multiple IRS-Compliant Approaches to Reduce, Recover, and Offset Roth Conversion Taxes We're the bridge ...

Fraser Allport emphasizes that Roth IRA conversions are not one-size-fits-all, and are often implemented as a multi-year conversion strategy to mitigate tax consequences in any one tax year. A ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Dave Ramsey and Suze Orman rarely see eye to eye. Ramsey champions aggressive debt payoff and famously avoids credit cards ...

Unlike with traditional IRAs, Roths do not provide tax savings, so anyone converting such funds to a Roth must pay federal ...

Though you lose an up-front tax break, you gain much, much more.

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, which stack on top of the regular limits for employee contributions to ...

Your 401(k) is one of the more powerful tools for securing your financial future. The question is: Are you using it to its full potential?

The One Big Beautiful Bill Act made some long-awaited permanent changes to the tax code. It also introduced short-term tax breaks that come with strict limits and phaseouts, and many of them are only ...