You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for ...

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

Assets distributed directly to you from a qualified retirement plan are considered taxable income and subject to local, state and federal taxes based on your income tax rate. And, if you haven’t yet ...

Many people worry about not having enough money for retirement. If you're one of them, here's how you can assess your situation and get back on track.

Dave's logic was that since he could borrow from his 401 (k) at an interest rate of 5%, it made sense to do that, as opposed ...

Simplified process, faster timelines, higher fund access, and secure retirement benefits. Myths clarified, reforms explained for all employees.

The Setting Every Community Up for Retirement Act of 2019 (the SECURE Act) changed the distribution rules for beneficiaries ...

It seems the 4% rule is now the 4.7% rule. In the early 90s, financial planner William Bengen was looking for a simple ...

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