You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

Here are three tricky decisions that confront people planning for retirement today. Decision 1: How much to withdraw each ...

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

When you need money quickly and you don't have the cash at hand, you may start looking for the cheapest and easiest way to get the funds you need. A 401 (k) withdrawal might seem to fit that bill: ...

After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...

Assets distributed directly to you from a qualified retirement plan are considered taxable income and subject to local, state and federal taxes based on your income tax rate. And, if you haven’t yet ...

Many people worry about not having enough money for retirement. If you're one of them, here's how you can assess your situation and get back on track.

Dave's logic was that since he could borrow from his 401 (k) at an interest rate of 5%, it made sense to do that, as opposed ...

Being advised to max out your 401(k)is Personal Finance 101. But is that universally solid guidance? Investment quality and ...

Early 401(k) withdrawals are those you make under age 59 1/2 without a qualifying reason. You'll pay a 10% early withdrawal penalty on top of ordinary income taxes. Consider early 401(k) withdrawals ...