One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

Many people worry about not having enough money for retirement. If you're one of them, here's how you can assess your situation and get back on track.

Assets distributed directly to you from a qualified retirement plan are considered taxable income and subject to local, state and federal taxes based on your income tax rate. And, if you haven’t yet ...

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

The Setting Every Community Up for Retirement Act of 2019 (the SECURE Act) changed the distribution rules for beneficiaries ...

Decumulation represents a new phase in life. At that point, you'll get to spend the money you've worked so hard to save.

Think in percentages, not dollars. Traditional financial advice recommends replacing 75% of your final after-tax salary as a ...

Saving for retirement is slipping out of reach for employees facing financial difficulties, and it's forcing them to make choices today that may undermine their future security. More than four in ten ...

After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...

The IRS really means it this time when they say that high earners will have to start paying tax soon on their catch-up 401(k) contributions and then deposit them into workplace Roth accounts. Sort of.

Federal departments are now working out regulatory details for paving the way for alternative investments in 401(k) plans. In Michigan, the largest public pension plan held $44 million in bitcoin and ...