A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested ...

The number of hardship withdrawals from 401(k)s is growing. Learn what’s driving the trend, the risks and smarter ...

Even if you don’t have a 401(k), you can still build a strong retirement plan. Here’s how to use IRAs, Solo 401(k)s, and smart investing to protect your future.

There are pros and cons to withdrawing from your 401K in a pinch. Learn more about the pros and cons, penalties, and rules in this.

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

"I have a Thrift Savings Plan, Roth 401 (k) and an investment account that could provide funds to sustain me for how long I estimate this will last." (Photo subject is a model.) ...

New IRS regulations are changing 401(k) catch-up contribution rules for workers aged 50-plus who earn over $145,000 by mandating after-tax Roth contributions starting in 2026.

Some of the expenses you face during your working years might shrink once you retire. Take transportation. If you're not ...

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Think in percentages, not dollars. Traditional financial advice recommends replacing 75% of your final after-tax salary as a ...