A new report reveals that over one-third of U.S. workers have borrowed from their retirement savings, prompting warnings from ...

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

As President-elect Donald Trump prepares to take office in 2025, his proposed policies could reshape retirement savings by ...

A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

The number of hardship withdrawals from 401(k)s is growing. Learn what’s driving the trend, the risks and smarter ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. The purpose of building a retirement nest egg is to have ...

The IRS issued new regulations last month to implement a provision of a 2022 law known as the SECURE 2.0 Act, which requires ...

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High ...

Looking to save money on taxes and have your retirement income go further? Retire to one of these 18 U.S. cities where 401(k) ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...