(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Both individual retirement account (IRA) types — traditional and Roth — offer valuable retirement-planning benefits, but with ...

For a clearer picture of what retirement savings would be like with either a 401(k) or IRA, use a Roth IRA calculator as a guide. Here’s a video where the presenter discusses the 401(k) vs IRA ...

For example, if you have $60,000 in taxable income and contribute $5,000 to a Roth IRA or Roth 401(k), you still have $60,000 in taxable income, and your take-home pay is reduced by $5,000.

A Roth IRA and a traditional IRA both have unique benefits. Getty Images/iStockphoto If you're looking to start investing but don't have access to an employer-sponsored 401(k) - or if you've maxed ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

The Roth IRA is a favorite among personal finance experts as a top choice for retirement savings.But a Roth 401(k) could be an even better option for many people.

When deciding between a Roth IRA vs. traditional IRA, remember that both types of accounts are great tools for building a nest egg — if you know how to use them.

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

While this change puts a significant dent in one of the reasons why you might want to use a Roth IRA to save for college (i.e., having retirement savings if you end up not having to pay for ...

Also, a Roth IRA may be attractive when there is concern about taxes on retirement money withdrawals. Life insurance can become more appealing as you get closer to death.

The Roth IRA is a favorite among personal finance experts as a top choice for retirement savings.But a Roth 401(k) could be an even better option for many people.