Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Whether to pay off debt or save for retirement is a tough decision. Learn how interest rates, emotions, and your financial ...

Is a 401(k) or IRA more beneficial? 56% of Americans don't know. See if you can correctly answer this retirement fund quiz.

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

Compare Gold IRA vs physical gold in terms of taxes, fees, storage, and liquidity to choose the best investment strategy.

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Unlike a traditional 401 (k) or IRA, where withdrawals are taxed as ordinary income, Roth IRAs provide tax-free withdrawals in retirement, provided you meet the five-year rule and are over 59½.

You might prefer a Roth IRA if your retirement will already be funded by other sources, such as a 401 (k). You can continue to contribute indefinitely without taking mandatory distribution ...

This is the biggest reason people choose a Roth IRA, but you also don’t receive any tax breaks on contributions made with after-tax dollars. Unlike a traditional IRA, which requires you to ...

You could put your savings into a traditional individual retirement account (IRA) and get an immediate tax break on your contributions. Or, you could choose a Roth IRA and forgo that up-front tax ...