The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Whether to pay off debt or save for retirement is a tough decision. Learn how interest rates, emotions, and your financial ...

When he becomes a GS-13 I can contribute less to his expenses. This allows him to contribute fully to his Thrift Savings Plan with Roth contributions. We have saved $6.5 million in 401 (k), IRAs and ...

Is a 401(k) or IRA more beneficial? 56% of Americans don't know. See if you can correctly answer this retirement fund quiz.

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual retirement accounts (IRAs), are worth considering and contributing to before ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

Compare Gold IRA vs physical gold in terms of taxes, fees, storage, and liquidity to choose the best investment strategy.

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

The nice thing about a Roth 401 (k) is that your money is yours to enjoy tax-free later in life. But if your tax bracket ends up being lower in retirement than during your working years, you may ...