Dinks Finance

Why Your “High-Yield” Savings Account Might Be Lying to You About Its Real APY

High-yield savings accounts can hide tiered rates, promos, and requirements. Learn how to spot the real APY you earn.

Here's the smarter way to earn at least 3% APY on money you’re already saving

With interest-earning options like high-yield savings accounts or certificates of deposit (CDs), your savings can earn around ...

Here's Why Keeping $10,000 in the Wrong Savings Account Is a Huge Problem

Keeping your savings in a low-yield account could cost you hundreds per year in interest. Here's how to fix it and earn more ...

The No. 1 Mistake People Make With High-Yield Savings Accounts

Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put it instead.

Here's why February is a bad month to leave cash in a checking account

February exposes the hidden cost of idle cash. Here's why leaving too much money in checking quietly costs you interest every ...