A practical guide to money market funds, FDIC-insured accounts, and stable-value products inside college savings plans.

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...

Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.

The 'One Big Beautiful Bill Act' is set to revolutionize 529 savings plans, expanding their use beyond traditional college ...

The “big, beautiful bill” aims to expand qualified expenses for 529 plans to include SAT fees, trade school tuition and vocational certificates.

The proposed accounts offer babies a government kick-start, but they come with more restrictions than 529 college savings ...

A 529 savings plan can be used to pay for your child's education, but it can also be used to fund their retirement.

A new savings account for children that comes with a $1,000 deposit remained in the Senate’s version of President Trump’s budget bill.

Almost every baby born in America would get a $1,000 tax-deferred investment account under the proposed program.

While technically you can tap your 529 plan for whatever amount you want, only withdrawals made for 'qualified education expenses' will avoid taxes. These expenses include costs such as "tuition, fees ...

It's not just for college — these accounts can also be used to pay for trade schools or tuition for K-12 education, offering tax-free withdrawals for qualifying expenses.

(Withdrawals for nonqualifying costs are subject to income tax, plus a penalty.) At the end of 2024, there were about 17 million accounts holding $525 billion, or an average of nearly $31,000 each.