This 529 strategy — superfunding a 529 — can help you maximize savings for a child or grandchild's education expenses.

A father named Josh called The Ramsey Show recently with a problem most parents would envy: He and his wife had just paid off ...

Earlier this year, the federal government opened up applications for “Trump Accounts” or 530A accounts to children nationwide ...

How do Trump accounts compare to 529 accounts? Trump accounts were created in July 2025, and are a new tax-advantaged account for children that will go live in July 2026. Investors saving for college ...

At 54 with $1.8 million saved, you are in a strong position. The gap between “strong” and “finished” is exactly what makes ...

Two-thirds (66%) of employed Americans regularly set aside money from their income in a bank account, according to a new ...

529 plans offer convenience and potential tax benefits when saving for education. That said, there are still a range of rules ...

For parents who hope their children will attend college, the clock to save for this goal starts ticking from the moment they are born. Across income levels, four years of college comes at a tremendous ...

Don't fund your 529s like everyone else. A little-known IRS provision called superfunding lets you front-load five years of contributions in one move. Why save for college over a decade or more if you ...

Trump Accounts offer a $1,000 government deposit for kids born in the US between 2025 and 2028. Eric Roberge, a financial advisor, says 529 plans may provide better college savings benefits. Taxable ...

The One Big Beautiful Bill Act (OBBBA), enacted in July 2025, brought a wave of tax changes. Permanent tax brackets, updated standard deductions, and itemized deduction modifications got the attention ...