But don’t stress. Whether you’re trying to consolidate debt, cover an emergency or just need a little breathing room, there ...

Bad credit might stop you from qualifying for credit products like 0% APR credit cards or low-interest personal loans. If you want to avoid paying high interest rates, you can look into the ...

If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some lenders require ...

Upstart offers personal loans to those with extremely low credit. All you need is a credit score of 300 or above to get access to a loan. You’ll find interest rates as low as 7.8%, though if ...

Key Takeaways . Some personal loan lenders have minimum credit score requirements as low as 550. If approved for a bad credit personal loan, expect to pay more in interest and fees.

In 2024, the best personal loans for bad credit provide more lenient credit score requirements, relatively competitive interest rates, a variety of loan amounts and reasonably long repayment terms.

Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Personal loans for bad credit usually come with high annual percentage rates (APRs) and high costs. Beware ...

Bad-credit personal loans work much like personal loans for borrowers with fair, good or excellent credit. You'll complete an application and, if approved, receive your funds and start repayment.

Compare the best loans for bad credit from top lenders that offer same-day funding and low rates, even if you have poor credit. Get a bad-credit personal loan today.

Installment loans give you something even more valuable than money: Time. Borrowers receive a lump sum of cash and repay the debt in regular, scheduled installments. If you have bad credit, though ...

Among the 59 companies considered, Upgrade emerged as the best personal lender for bad credit. Before getting a bad credit loan, review the cost and repayment terms.