While retirees who opt for an in-fund annuity retain the flexibility to convert to an out-of-fund annuity at a later stage, ...

the fees will be different than if you are purchasing an annuity that pays out a death benefit to your spouse or that has additional bells and whistles. Known as riders, some of the popular ones ...

Life insurance plans offer more than just financial security for your loved ones, they also provide important tax benefits.

This April sees the 10-year anniversary of the introduction of Freedom and Choice reforms that promised to revolutionise the ...

The health benefits could be so extreme that it upends the annuity market, hitting retirement incomes and insurers ...

Unfortunately, navigating family after the death of a loved one can be one of the most challenging things anyone has to do.

Upon the policyholder’s death, the proceeds are paid directly to the named beneficiaries, avoiding estate duty and the estate ...

“One of the best ways to cut the amount of tax you have to pay is to make gifts during your lifetime,” says Sarah Coles, head ...

Guardian Capital LP will terminate its GuardPath Modern Tontine 2042 Trust and GuardPath Managed Decumulation 2042 Fund later ...

Both types have benefits worth exploring now. Here's how experts say you can determine which is better for your needs.

Generational wealth -- the various financial assets that are passed down through families to children, grandchildren and ...