For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

Despite a lot of enthusiastic support for SECURE 2.0’s qualified student loan matching provision (QSLP match), employers don’t seem to be adopting that provision. Maybe there’s a reason — or two.

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The ...

If your employer offers a 401(k) plan, you may decide to sign up for the ease and convenience it offers, not to mention a workplace match.And if that 401(k) has a Roth option, that's something you ...

And based on how much you earn, a Roth IRA may be an option, too. If your employer offers a 401(k) plan, you may decide to ...

Roth IRA. Once you’ve secured every dollar of that attractive employer match, you can then consider pivoting your strategy to the Roth IRA. For a 24-year-old, the Roth IRA’s allure is apparent ...

That said, the SECURE 2.0 Act paves the way for matching Roth 401(k) ... The SECURE 2.0 Act also requires employer matches in a Roth 401(k) — instead of traditional — to immediately vest.

You may love your Roth 401(k), but your employer might not be matching your enthusiasm Last Updated: April 25, 2025 at 11:53 a.m. ET First Published: April 24, 2025 at 3:47 p.m. ET Share ...

By Beth Pinsker . You may love your Roth 401(k), but your employer might not be matching your enthusiasm . If you are all in on Roths, it might be a little vexing to you that your employer is not.