For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

I really appreciate your column and the advice you provide. I have been considering "retiring" early to have more time with my husband during our younger years. We were both married for more than 20 ...

Learn how combining your 401(k) with an annuity can create steady retirement income and lasting financial peace of mind ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Only 18% of participants used the post-tax Roth 401 (k) savings feature now offered by most plans. And only 10% used the after-tax contribution feature, which allows participants to make extra ...

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

The 401(k) limit for 2025 for many savers is $23,500, but those working in their early 60s are allowed to save much more, if ...

Despite a lot of enthusiastic support for SECURE 2.0’s qualified student loan matching provision (QSLP match), employers don’t seem to be adopting that provision. Maybe there’s a reason — or two.

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The ...

If your employer offers a 401(k) plan, you may decide to sign up for the ease and convenience it offers, not to mention a workplace match.And if that 401(k) has a Roth option, that's something you ...

And based on how much you earn, a Roth IRA may be an option, too. If your employer offers a 401(k) plan, you may decide to ...