The wisdom of undertaking Roth conversions is highly dependent on the particular household circumstances. Roth conversions do not avoid taxes, they accelerate taxes. Conversions pay off when the tax ...

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Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

I have a Roth IRA account and an ordinary taxable retail stock account at a major brokerage. The two accounts are linked, ...

Figuring out the details of investment accounts is challenging. If you've ever found yourself wondering what is a Roth IRA ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a ...

Composed of ultracheap Fidelity and Vanguard index funds, these three-fund portfolios provide exposure to every major asset ...

To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

Roth IRAs give you the benefit of tax-free growth and withdrawals. You also don’t have to worry about required minimum distributions. It pays to consider a Roth IRA for its flexibility ...

You could put your money into a traditional IRA for the up-front benefit of tax-free contributions. That’s something a Roth IRA won’t give you, since Roth IRAs are funded with after-tax dollars.

I wrote about it last year. Rothification is the conversion of an ordinary individual retirement account or 401(k) into a Roth I.R.A. For simplicity I’ll stick with the case of converting an ...