There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

Americans are saving more for retirement than ever before. A recent Fidelity Investments analysis found that the average ...

While rolling a 401(k) account into an IRA is a logical decision, finance experts point out some of the drawbacks to making ...

Fidelity Investments advises people to keep these three "A" words in mind: amount, account and asset mix. Here's why these ...

Fidelity reports falling retirement confidence—discover 4 smart money moves to strengthen your retirement plan and secure ...

Raymond P. asks Money Talks News: “I did my first IRA Roth Conversion in December 2023. In terms of the 5-year rule, I know the IRS considers the conversion date to be 1/1/23 for my conversion, so I ...

Here, we'll compare the two and help you determine which one best meets your needs. The best features of a Roth IRA Each ...

The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

Fidelity reports record-high retirement contributions—find out if you're saving enough and how your retirement strategy ...

A 529 savings plan can be used to pay for your child's education, but it can also be used to fund their retirement.

The nice thing about a Roth 401 (k) is that your money is yours to enjoy tax-free later in life. But if your tax bracket ends up being lower in retirement than during your working years, you may ...

Whether you are considering a new Roth 403 (b) option or weighing a Roth IRA conversion, these decisions must be approached thoughtfully. Evaluate your tax brackets, market conditions, available cash ...