Whether you’re choosing job-based coverage or a Health Insurance Marketplace plan, here’s how to know what you need.

Open enrollment has begun for many employees, as well as consumers using Affordable Care Act and Medicare health insurance plans. Health care premiums are rising 6.5% on average for employees, ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. If you’re contemplating early retirement before Medicare ...

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Nearly 23 million Americans get health insurance through one of the online “exchanges” (also called “marketplaces”) that operate under the 2010 Affordable Care Act, or ACA. Most receive subsidies from ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. You can read many facts and figures that help explain why early ...