Jean Chatzky explains how automation on 401(k)s, IRAs also apply to other key finance moves

Jean Chatzky explains saving for retirement in 401(k)s and IRAs. Sources include the Internal Revenue Service, JP Morgan, HerMoney and Blackrock.

I Asked ChatGPT for the Worst Social Security Mistakes Retirees Make — And How Not To

While there are many possible mistakes to make regarding Social Security, I asked ChatGPT to drum up the ones with the worst ...

Does your retirement portfolio resemble a junk drawer? Here's how to clean it up, from a wealth manager

This retirement planning approach simplifies your decisions, improves your tax efficiency and provides you with peace of mind ...

Millennials and Retirement: Tips That Reveal What the Numbers Say About Becoming a Millionaire

For most people, reaching millionaire status takes steady 401(k) contributions and compound growth. Can most millennials get ...

Understanding the Excess Accumulation Penalty on Retirement Accounts

The IRS charges an excess accumulation penalty if a retirement account owner or beneficiary does not withdraw the required minimum distribution (RMD) for the year.

Retirement savings plans can be used to fund a home down payment. But should you?

Years of skyrocketing home prices have made saving up for a down payment to buy a home a major hurdle for many aspiring ...

Here's what finfluencers like Dave Ramsey and Vivian Tu really think of 'Trump accounts'

After opening a "Trump account" to receive donations, personal-finance experts such as Anthony O'Neal, Vivian Tu and Dave Ramsey say parents may be better off directing their own dollars toward other ...