It might seem like a good idea, but it could backfire.

Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.

Each type has its advantages and drawbacks. You might prefer a traditional 401 (k) if you're in a high tax bracket now and you expect your expenses to drop significantly in retirement. But if you ...

Semi-retirement may work when portfolios cover most living costs and flexible work bridges the remaining income gap. Find out ...

A 401(k) plan may look like a simple paycheck deduction, but behind the scenes is a legal structure that plays a critical ...

Last year, the IRS issued final regulations related to limits set by the SECURE 2.0 Act to pre-tax contributions that ...

Quick Summary A 58-year-old with $1.8 million saved looked financially secure, but small tax and timing mistakes could still ...

Fidelity outlined retirement money moves such as certain tax deductions, Roth conversions and charitable strategies to boost ...

When approached strategically, retirement plans are long-term investments in your workforce that compound over time, not ...

If your FRA monthly benefit is $2,778, for example, waiting until 70 would boost that to $3,575. Starting at 62, though, will result in a monthly payment of just $1,822. The Social Security Quick ...

Trump Accounts hold limited appeal for kids who miss out on free seed money—unless you look ahead to the surprising tax value they can unlock when your child turns 18.

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially secure.