It might seem like a good idea, but it could backfire.

Each type has its advantages and drawbacks. You might prefer a traditional 401 (k) if you're in a high tax bracket now and you expect your expenses to drop significantly in retirement. But if you ...

Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

Social Security should only be one component of retirement income.

Roth conversions are all the rage, but what works well for one household can cause financial strain for another. This is what you should consider before moving ahead.

Colorado firm's proprietary Rothology® has saved 1,700 families an average of $3.2 million in lifetime retirement ...

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

Fidelity outlined retirement money moves such as certain tax deductions, Roth conversions and charitable strategies to boost ...

Is 401k included in net worth calculation? Discover how retirement accounts impact your wealth calculation. Click to enhance ...

Trump Accounts hold limited appeal for kids who miss out on free seed money—unless you look ahead to the surprising tax value they can unlock when your child turns 18.

When approached strategically, retirement plans are long-term investments in your workforce that compound over time, not ...