Unlike a Roth IRA, which has income restrictions, a Roth 401 (k) is open to anyone — if your employer offers it. Not all ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

The nice thing about a Roth 401 (k) is that your money is yours to enjoy tax-free later in life. But if your tax bracket ends up being lower in retirement than during your working years, you may ...

A Roth IRA conversion ladder is a multiyear savings strategy that lets you tap your retirement account before reaching age 59½—without taxes or penalties.

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, consider these downsides.

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

On the other hand, with a Roth 401 (k), you're giving up your immediate tax break. And that could cause you a world of strain. Let's say you're aiming to contribute $12,000 a year toward retirement.

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

A Roth IRA has a relatively low contribution limit compared to employer-sponsored 401 (k)s. The maximum you can contribute is $7,000 — or $8,000, if you’re 50 or older.

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are ...