Money expert Martin Lewis has warned the Cash ISA changes mooted this week 'will not work' and will 'pee off older savers'.

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The rate your savings earns determines whether you’re keeping up or losing ground. Here’s how to make sure your cash is working hard enough for you.

You can still earn 4%–5% in top savings, CD, brokerage, and Treasury accounts—but with a Fed rate cut likely, these standout returns could soon slip.