With comparable rates, savers should calculate the interest-earning opportunity on both before getting started now.

Money market funds offer higher yields than savings accounts and FDs, with low risk and T+1 liquidity. Ideal for 3–12 month ...

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12 best money market accounts of July 2025: Earn up to 4.40% APY Money market accounts grow your savings and give you easy access to your cash when you need it. Updated Tue, Jul 1 2025 ...