Key Points ・Starting January 1, 2026, forgiven federal or private student-loan balances may once again be considered taxable income. ・If forgiveness occurs in 2026 or later, you’ll likely receive Form ...

In the past, borrowing money, visiting a bank, filling out long forms, and waiting days or even weeks for approval. But in ...

Need cash now? Use our Personal Loans Tool to lock in great offers in minutes! If you want to apply for a personal loan, lenders will ask for documents that verify your identity, income, address and ...

Amortization is the process of scheduling a debt out into equal installments over the life of the loan. It allows for gradual repayment of both principal and interest, as a larger amount of the ...

What are secured and unsecured personal loans? A secured personal loan is backed by collateral, in the form of property, car, or fixed deposits, and can be recovered by the lender in case you fail to ...

The notoriously complicated and frustrating federal student loan application, also known as FAFSA (for Free Application for Federal Student Aid), has recently undergone a simplification transformation ...

The past year and a half or so of high inflation and rising interest rates have squeezed many Americans' wallets. Higher energy costs, grocery bills and other expenses have caused some to go into debt ...

A personal loan is a type of installment loan that allows you to borrow money to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to ...

Rent assistance loans are available if you're facing a shortfall. A personal loan for rent is a temporary solution, and you'll need a repayment plan. Consider rental assistance programs and other ...

Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's ...

You can take out multiple personal loans at once, though not necessarily from the same lender. Before borrowing, consider whether you have room in your budget for additional debt. There are ...