An after-tax 401k is a special type of 401k contribution that allows you to add additional "after-tax" money into your 401k account. Most long-term investors realize there aren’t too many ...

If you're in the same marginal income tax bracket now and in retirement, there's no difference in the after-tax amount you have to spend in your retirement between a traditional and Roth 401k. If ...

Higher earners may use this planning tool to fund a Roth account. “A 401(k) has no income restrictions on after-tax contributions, but a Roth outside does,” Dudley said.

Although after-tax 401(k) contributions may sound like a Roth 401(k), there is at least one significant difference. Your withdrawals in retirement won’t all be tax-free.

Editor's note: In the U.S., those saving save for retirement can use any number of accounts, products and investments. One such account is the Roth 401(k), which allows participants to make after ...

Contributing after-tax money to your 401(k) may be a good idea for people in certain circumstances. Learn what the tax implications are and if it's right for you.

Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The program, which started in the late-1970s, has become one of the premier ...

Tax bracket now vs later. If you're in a higher tax bracket now than you expect to be in retirement, then it generally doesn't make sense to make Roth 401(k) contributions over pre-tax additions.

Doing the math to see how a Roth 401k conversion can increase your effective retirement savings. Latest ... $57,011 - leaving an after-tax amount of $105,878.

When rolling a 401(k) with after-tax contributions to an IRA, the standard procedure used to be that the after-tax contributions would be paid to the employee while all the pretax moneys would go ...

If you’re planning to max out your 401(k) plan for 2023 and want to save more, you may consider after-tax 401(k) contributions. Here’s what you need to know.