(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

A Roth 401(k) allows you to contribute money toward your retirement with protection from tax rate increases in the future.

Must wait for tax benefits: Since you're paying taxes on the funds before they're contributed, you don't receive an immediate tax benefit with a Roth IRA. The less attractive side of 401(k)s Again ...

On the other hand, with a Roth 401(k), you're giving up your immediate tax break. And that could cause you a world of strain. Let's say you're aiming to contribute $12,000 a year toward retirement.

The nice thing about a Roth 401(k) is that your money is yours to enjoy tax-free later in life. But if your tax bracket ends up being lower in retirement than during your working years, you may ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

Higher earners may use this planning tool to fund a Roth account. “A 401(k) has no income restrictions on after-tax contributions, but a Roth outside does,” Dudley said.

Contribution limits: You can contribute much less to a Roth IRA annually than to a 401 (k). Let's say you're in your 40s and have an AGI under $150,000 (if you're single) or an AGI under $236,000 ...